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How to Play Baccarat: A Beginner’s Guide

Baccarat has long held a reputation as the most exclusive, intimidating game on the casino floor.

Because of this glamorous reputation, the average casino player often feels too intimidated to even approach a Baccarat table.

The massive irony is that Baccarat is actually the simplest table game in the entire casino.

If you can guess heads or tails, you have all the necessary skills to play and win at Baccarat.

Let’s break down the rules, explain how the hands are scored, and reveal the only strategy you will ever need.

Understanding the Basic Goal of the Game

The entire premise of Baccarat is to bet on which of two hands will have a total score closest to the number 9.

They are simply two arbitrary hands of cards; you are merely placing a wager on the outcome of their duel.

Once bets are placed, the dealer deals exactly two cards to the Player hand and two cards to the Banker hand.

The total score of a hand is simply the sum of its cards; however, if the total exceeds 9, you drop the first digit.

The highest possible score is a perfect 9, and the lowest possible score is a 0 (e.g., a hand of two Queens).

Why Baccarat Requires Zero Skill

In some situations, the Player or the Banker hand (or both) will receive a third card.

Here is the greatest secret in Baccarat: You do not need to know or understand the third card rules at all.

Unlike Blackjack, where you must actively choose to “Hit” or “Stand,” Baccarat is played on autopilot.

Your involvement in the game completely ends the moment you place your chips on the betting circle.

Your only required skill is pointing at the table and placing a chip on one of the three options.

The Mathematics of the Baccarat Bets

The math clearly dictates that one of these bets is significantly superior to the other two.

If you bet on the “Player” hand and it wins, you are paid 1 to 1 (even money). The house edge on the Player bet is a very respectable 1.24%.

Even with this 5% tax, the Banker bet still carries the lowest house edge in the entire game: an incredibly low 1.06%.

Betting the Banker minimizes your long-term losses and gives you the absolute best odds of walking away a winner.

This discrepancy gives the casino a massive, predatory house edge of 14.36% on the Tie bet.

The Baccarat Cheat Sheet

• The Goal: Bet on the hand (Player or Banker) that will finish closest to a total score of 9.
• The Player Bet: Pays 1 to 1. House Edge is 1.24%. A perfectly fine, safe bet to make.
• No Skill Required: The dealer handles all the drawing rules. You only make one choice before the cards are dealt.
• Commission: Do not forget that the dealer will take 5% of your Banker winnings; they usually keep track and collect it when you leave.

Why Play Baccarat Instead of Blackjack?

It offers a massive thrill, incredibly fast gameplay, and a mathematical house edge that respects your bankroll.

If you are tired of memorizing Blackjack charts or staring blankly at slot machines, Baccarat is the perfect escape.

Good luck, and may you always draw a natural nine.